Critical Illness Cover

What is critical illness cover?

Critical illness cover provides a lump sum if you die or are diagnosed with a critical illness within the policy term, as long as your critical illness is one of those specified in the policy.

This money can help you and your family adapt to your change in circumstances or, if you die, help support your loved ones. You should always read the Key Features document and the policy terms and conditions. Our mortgage advisers can point you in the right direction.

What types of cover are there?

As with any insurance policy you can tailor your policy to meet your needs. We can assist you with setting up just critical illness cover or combine your policy with life insurance cover. 

How much does it cost?

Your monthly costs will depend on a number of things which can include:

• Age

• If you smoke

• Your current health status 

• Type of job – some jobs come with higher risk factors

What are my next steps?

Now that you have read through all the above information it is important that you contact one of our team to discuss your policy options. Our team are on hand to help guide you through each of the stages and provide you with the best possible policy.

Get in touch today

Speak to one of our dedicated team of advisors to discuss your options.

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If we arrange a mortgage on a property from one of our associated new homes developers we will waive our fee, otherwise there may be a fee for mortgage advice. The actual amount you pay is dependent upon the amount of research and administration that is required and a typical fee is £495 which would become payable on application. We will also receive commission from the lender in addition to any fees you pay.