Critical Illness
As your mortgage is probably your largest financial commitment, it is vital that it is protected. Call us today to discuss the many ways that this can be achieved.
Critical illness cover provides a lump sum if you die or are diagnosed with a critical or terminal condition within the policy term, as long as your critical illness is one of those specified in the policy.
This money can help you and your family adapt to your change in circumstances or, if you die, help support your loved ones, although it’s no replacement for life insurance.
There is no shortage of critical illness policies available, but some are more flexible than others, and you should always read the Key Features guide and the terms and conditions of your policy document. Our mortgage advisers can point you in the right direction.
The premiums you pay will vary upon your:
- Age
- Sex
- Occupation
- Health
- Smoker status
- Policy term
This type of policy has no cash in value at any time.
For insurance business we arrange policies exclusively from Legal & General.