Buildings & Contents
As the purchase of your home is probably your largest financial commitment, it is vital that it is insured. Call us today to discuss the many ways that this can be achieved.
Home insurance falls into two categories, buildings and contents and you can buy them together or separately.
Whilst contents cover is optional your mortgage lender will normally insist that buildings insurance is in place as a condition of your loan.
If you are buying a flat, the freeholder of the building will often be responsible for the buildings insurance and will pass the premiums on to you through the service charge. Check this in your lease before you buy is our recommendation.
This type of policy has no cash in value at any time.
For insurance business we arrange policies exclusively from Legal & General.